On another note...

If you decide to take the path of education later on in life, you must consider your options. If you are to return to a university, to follow a career pathway that will make you some money in the future, what are your option for the current moment? 

If you have a family, a big thing to consider is life insurance. If something were to happen, and you have put your family into a position of economic detriment, leaving them with not enough money to continue living the way they had previously, your family would be put under an enormous amount of pressure.

This is why we must consider such things as life insurance, especially whe

n you aren't raking in the money from a well-paying job during periods of education.

So, what is life insurance?

A life insurance policy is a contract with an insurance company. In exchange for premiums (payments), the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries in the event of the insured's death.

Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free.

Source: https://www.fidelity.com/life-insurance-planning/what-is-life-insurance